How To Compensate for Lost Revenue
Fire damage in Edmond, OK
A fire can prevent a business from operating for days or weeks. This interruption can be ruinous without interruption coverage. Business owners should consider obtaining an interruption insurance rider in addition to a commercial property insurance policy. Find out how business interruption coverage can offset revenue loss due to fire damage at a commercial structure in Edmond, OK.
Cover Continued Expenses
An interruption policy can cover expenses that continue while a business is closed for damage mitigation and restoration. These expenses may include:
Factor in these costs when determining the amount of interruption insurance coverage. It is also important to calculate the average daily income of a business. These figures and the overall risk level will determine policy premiums.
Cover Lost Business
The sooner restoration starts, the sooner a business will be able to reopen. Interruption coverage can make up for revenue loss during this process. If a business can operate out of a portion of the damaged structure or a temporary location, it may not be necessary to rely on an interruption policy.
Cover Temporary Relocation
Interruption coverage may take anywhere from 48 to 72 hours to start. Business owners should determine whether a primary commercial insurance policy or this rider will cover the costs of temporary relocation. A claim that only relies on this coverage for the purposes of relocation is likely to be much lower than a claim for the full cleanup and restoration period.
According to the National Fire Protection Program, fires cost over $300 billion every year. Business owners can limit losses due to disasters with interruption insurance. It is a good idea to develop a business continuity plan and to try to lower the length and overall cost of business interruption coverage. This can be achieved by hiring fire restoration professionals and finding another way to operate during this process.
3 Ways To Prevent Water Damage While On Vacation
Water damage and collapsed ceiling in Edmond, OK
Three Preventative Measures Before Leaving Home
A broken pipe, appliance leak, or flooding can cause water damage while you are away from home. If this occurs, it may be some time before you can schedule water pipe repair. A few simple steps can limit the extent of damage to a residence in Edmond, OK. Take these three preventative measures before leaving home.
1. Check For Leaks
Inspect pipes, water hoses connected to major appliances, and the water heater for any visible signs of leaks. Keep an eye out for condensation, cracks, or rust. Make sure that no shingles on the roof are damaged or out of place.
2. Shut Off Water Valves
The easiest way to limit the extent of damage due to a broken pipe or appliance malfunction is to turn off the water supply. Shut off the main and then drain pipes by running water and flushing toilets. You can also turn off the water supply valves on appliances. This may prevent the need for water pipe repair immediately upon your return.
3. Test the Sump Pump
Fill the sump pit with water to make sure the pump drains. Check the power source and clear debris out of the intake screen, pit, discharge pipe, and vent hole. You may also want to install a battery-powered backup to prevent pump failure and avoid a flooded basement in the event of a power outage.
Homeowners may also want to clear gutters, insulate exposed pipes, and leave cabinets containing plumbing open to allow air to circulate. Maintain an interior temperature of 50 to 55 degrees Fahrenheit to keep pipes from freezing. It is a good idea to have someone you trust check in on your home. If your residence sustains water damage while you are away, schedule water pipe repair and a consultation with a water damage restoration company as soon as you return to Edmond, OK.
How Many Fire Alarms Do I Need in My Home?
A fire alarm is an essential safety device in your Arcadia, OK home
The quantity depends on the size and layout of your home. You can ask your friends and neighbors for an opinion, but the answers will all be different; however, the National Fire Protective Association recommends fire alarm placement:
- In every bedroom
- Outside the sleeping areas on all bedroom levels
- On all levels of the home including the basement
- At the bottom of stairways, including the basement stairs
What Type of Smoke Alarm Do I Need?
Ionization smoke alarms are best at detecting hot, fast-moving fires. Photoelectric smoke alarms are best at detecting slow-burning smoky fires. If both are available, get some of each and take advantage of both technologies. If a fire alarm with both sensors is available in Arcadia, OK, install those throughout your home.
Should My Smoke Detectors Be Connected?
Connecting smoke detectors is always a good idea. If there is a fire in your home, you want to know about it right away. Early notification of a fire minimizes fire and smoke damage. You don’t want to wait until a closer detector senses the problem and sounds an alarm.
How Long Does a Smoke Alarm Last?
Every smoke alarm has the manufacture date stamped on the back. When ten years from that date has passed, you should replace that unit. If the manufacturer suggests a shorter replacement interval, follow those instructions.
When Should I Replace the Batteries?
It’s always good to replace batteries on a regular schedule. However, if you are the type of person that only responds to the low-battery beep, change them all immediately.
A fire alarm is an essential safety device in your home. It has a long service life, requires little attention and saves lives. It can keep your family safe and minimize fire damage in your home. Take comfort in the fact that, if you do have a fire, there are fire remediation experts in your area. They have been trained to bring your lives and your home back to normal quickly.
Avoid Costly Claims: Reduce Your Risk of Water Damage
Ceiling collapsed due to weight of water from a damaged roof in a Luther, OK business
Avoid Costly Claims
Each year, companies in the Luther, OK, area are forced to file a business claim due to water damage that, in many cases, could have been avoided. Damage can come from a number of sources, such as a pipe break, flooding due to storms, sewer backup or a broken water heater.
An average claim can run into tens of thousands of dollars, and depending upon the type of insurance, secondary damage due to mold or mildew may not even be covered. In addition, your insurance rates could increase after filing a large business claim.
Happily, there are steps you can take to help avoid this. Here are some tips:
1. Protect Pipes
Accessible or exposed pipes should be insulated to keep them from freezing. Frozen pipes can easily burst. Most hardware stores will be able to supply the correct material for insulation.
2. Keep the Building Temperature Stable
Even when the business is closed, you should always maintain a stable temperature inside the building. Keep the thermostats set to at least 55 degrees Fahrenheit.
3. Keep Drainage Clear
Always be sure that water can drain away from the building. Keep downspouts and gutters free from debris, and make sure that any drainage areas are uncluttered.
4. Seal Leaks
Inspect foundations and exterior areas to make sure they're free of gaps or cracks. If found, seal them to prevent water seepage.
5. Protect Valuable Assets
Any items such as electrical equipment should be kept raised above floor level to protect them from flooding. Any valuables that aren't waterproof should be kept in safe place that will protect them from harm.
6. Consult with an Expert
You might want to also consult with a professional water remediation company. They can inspect your building to see if there are any hidden or overlooked problems, and offer more advice on damage prevention.
No one wants to have to file a business claim when a flood or broken pipe damages their building. Following the tips outlined above can save you a lot of trouble by preventing the harm before it has a chance to happen.
What to do when water damages your home?
Water damage due to broken pipe in a Edmond,OK home
Water Damage in Your Home
Water damage from a broken pipe or a natural disaster creates a huge household mess. Aside from the material cost, there may be health factors involved that make it impossible for you to clean up the house yourself. It’s critical to save what you can, but concede that many items will need to be replaced. Take some time to survey the water damage before jumping in to save that old photo album.
Even if you have a fine film of water on your interior floor, avoid walking in the house until you turn off the power. Water is a perfect conductor for electricity, making the entire home a potential shock hazard. Shut off the power at the main panel to avoid any electrical injuries. If you can’t reach the panel, an electrician will need to come in and shut it down manually.
Avoid diving into the water damage, but actually evaluate each room visually. Note down all the damage to the house itself and belongings. Take photos if possible for insurance purposes. If you have a drawer of important papers, try to access this information first before any more water damage destroys the information. You’ll need your insurance information to make a solid claim. The evaluation also gives you an idea of the types of professionals necessary to fix the problems.
Contact Cleaning And Insurance Professionals
Call your insurance provider to send an adjustor out to the home. Consider cleaning professionals in your area that specialize in water damage. Ask friends and family about their experiences. You need professionals that understand the corrosive behavior of water and its effects. Companies without this expertise often overlook areas, creating havens for more water damage and mold growth
Water damage in Edmond
Water damage due to a leak pipe on the second floor in a Edmond,OK home
Flooding, plumbing leaks and water damage in Edmond Oklahoma can happen at any time. Internal and external forces can harm valuable items, carpets, furnishings and structural components. Even in a well-maintained building, pipes can break, toilets can overflow and water can seep behind walls and under floors. Waterlines for refrigerators often create concealed leaks that go unnoticed until mold and mildew have accumulated behind the appliance. The same is true for washing machine hoses that have cracked or become clogged. Water damage can also occur after a violent storm, a flood or several days of steady rain. Basements and lower levels are especially prone to this type of damage.
Water Damage Statistics
Any type of leak can cause property damage and create safety and health concerns. It's easy to think that water damage or storm damage won't happen to you, but statistics say otherwise. Water damage is among the most common causes of property insurance claims. One in every 55 homes will have a water-related property damage claim this year. While you cannot stop a storm, you can follow these steps to prevent water damage in Edmond Oklahoma.
Kitchens and Bathrooms
Kitchens and bathrooms are susceptible to water damage due to the amount of plumbing in these areas. Fix leaking or dripping pipes promptly, and be aware of elevated humidity levels that could indicate an underlying plumbing problem. Maintain caulk around showers and bathtubs. Water that passes through gaps can penetrate walls and subfloors. If this sealant has cracked or separated, have it repaired. You can probably complete that task yourself.
Inspect waterlines for appliances at least once per year. If hoses are brittle, cracked or crimped, replace them before they fail. Turn off the water supply for all appliances before traveling out of town. Pay special attention to hoses for washing machines, refrigerators and ice makers. Since washing machines have inlet hoses and drains, they are especially prone to leaks.
Protect plumbing from freezing by insulating pipes that travel along exterior walls or through unheated crawlspaces. On cold nights, open cupboard doors, and let faucets drip. Before winter, drain all watering hoses, and turn off valves for exterior faucets. If a pipe does freeze, don't thaw it too quickly. That's how pipes burst. To protect your plumbing, never set the thermostat below 55 degrees. If an emergency does occur, follow these steps.
• Turn off the water supply immediately. Call your utility company if necessary.
• Use mops and towels to remove as much water as possible.
• Turn on fans, dehumidifiers or air conditioners to remove excess moisture.
• Use wood blocks or tinfoil to elevate furniture from wet surfaces.
• Remove area rugs, table lamps and colored items to prevent staining and to help dry the underlying surface.
• Place wet sofa cushions and upholstered items on end for faster drying.
• Never use ceiling lights, TVs or appliances in waterlogged areas.
• Remove books, magazines and items that may bleed or stain.
• Stay out of areas where ceilings are sagging.
By taking preventive measures, you can minimize the likelihood of water damage in Edmond Oklahoma affecting your home. You can also lessen the severity of the water damage by following these tips. If you do experience water damage at your home or business, respond quickly, and call a professional to handle the situation.
SERVPRO of Edmond Professionals provide fire and water damage restoration services. SERVPRO of Edmond proudly serves Oklahoma City, Tulsa, Edmond, Stillwater, Yukon, Bethany, Mustang, Moore, Guthrie, Choctaw, and surrounding areas. We are available 24 hours/7 days a week and are ready to restore damage to your home or commercial structure.
Water Damage Restoration
Basement flooding or storm damage doesn't wait for regular business hours and neither do we. We respond to your residential or commercial water removal and cleanup needs. Our fast response time and advanced drying methods help prevent secondary damage and mold. Common causes of water damage are:
Stages of Commercial Mold Remediation
Commercial mold clean up in Oak Tree,OK
A mold infestation at your commercial property in Oak Tree, OK, is frustrating. You worry about losing time and money while mold removal takes place. What does the process entail? How long does it take?
Before remediation begins, the problem needs identified. As a business owner, perform regular inspections of your property and encourage open communication with employees. Once you suspect a problem, do not delay.
- Contact a mold remediation specialist as soon as possible. Mold growth happens fast; every day you wait is another day it spreads. Oftentimes, technicians offer 24 hour emergency service.
- Typically professionals first conduct a thorough inspection of your property. Some damage is visible to the naked eye, while hidden decay requires specialized equipment to detect.
- Before cleanup begins, experts physically contain the target area to prevent further spreading and secondary damage. HVAC systems are often disabled and air filtration devices are used to prevent spores from contaminating the surrounding air.
Mold Removal Stages
Once the inspection and containment are complete, removal of damaged items begins.
- Porous, infected materials and structures are discarded. Black mold usually cannot be removed from items such as carpeting or drywall.
- Non-porous contents are cleaned, disinfected and sanitized with antifungal treatments.
After all mold growth is removed, it is safe to return. Specialists complete the restoration process.
- During the last phase, building materials are repaired. This includes replacing carpeting, wood flooring or drywall that was removed in previous stages.
- Cosmetic procedures, such as painting, return your business to preloss condition.
The process of commercial mold removal in Oak Tree, OK, is meticulous due to the nature of the infestation. The length of time for all stages varies depending on the level of contamination. On average, you can expect the process to last about a week. In order to save time and money, have your property inspected as soon as you suspect a problem.
The Common Effects of a Commercial Property Fire
Water damage due to fire in an Arcadia,OK commercial property
No one can be prepared for the shocking repercussions of a blazing inferno that’s torn through a Arcadia, OK commercial property. While setting your eyes on the resulting fire damage can be overwhelming from the start, it can be a little less harrowing if you’re informed of the possible effects ahead of time. Read on to discover some of the more common results you could encounter after a massive fire takes hold of your property, and feel more prepared to handle the aftermath.
Heat and Pressure Damage
One of the most common results of fire damage doesn’t necessarily have to be brought on by contact with the flames at all. Heat damage to your building can materialize from simply being within the vicinity of the fire’s onslaught, including the warping of certain finishes and the combusting or melting of objects in the affected areas.
Extensive Water Damage
One of the last things you might consider after a fire is the role of water in creating major damage to your property. However, the destruction from water through the efforts of firefighters to put out the raging blaze can be quite considerable, as one fire hose alone can emit gallons of water per minute. Thankfully, fire and water damage restoration specialists are available to help recovery efforts for both of these kinds of devastation.
Harmful Ash and Smoke Damage
Another form of fire wreckage can occur without being touched by the fire itself, and that’s in the form of smoke damage and residual ashes. The chemical effects of heavy smoke and ash on your belongings or along the walls of the building can be catastrophic for days or even weeks after the fire, so it’s paramount that restoration is initiated immediately to minimize its destruction.
While dealing with substantial fire damage to your Arcadia, OK commercial building is hardly a situation you can react to calmly, keeping these common hazards in mind can go a long way in helping you prepare for how to handle the aftermath.
Flooded Streets and Vehicles: Why You Shouldn't Drive Through Floods
If your vehicle begins to flood, then move to the roof of your car
Flooded Streets and Vehicles
A flooded home is one thing. There is an understood protocol in dealing with a flooded home, and it is to stay dry and call emergency restoration services in the Arcadia, OK, area after the damage is done. But, flooded roads offer a different and deceiving problem. A flooded street that looks intimidating to walk down may not look that scary from the inside of your vehicle, but floodwater should never be underestimated.
1. Depth of Water Can Be Deceiving
True, the water level may only be about 12 inches deep, but that level of rushing water is enough to carry a small car, and if the depth increases to 2 feet, then it can carry almost any vehicle. Despite the weight of most vehicles, it is no match to the surge and power of rushing flood water, no matter the depth.
2. Loss of Control Can Be Immediate
The second your car begins to float you have lost all control. Steering, accelerating, and breaking will do nothing to help you maneuver obstacles in the flooded street. A vehicle becomes a projectile with a passenger.
3. Water Can Flip A Vehicle
As waters rise, it is possible that your floating vehicle will roll and flip upside down, which can make it difficult and dangerous for an escape attempt. It is also important to note that the water does not have to be significantly deep to flip your vehicle. The same 12 inches that can move your car can also flip it.
4. Water Is Equally Dangerous for People
While it is dangerous to drive in a flood, it is even more dangerous to walk in a flood. That is why the essential safety and travel tips for flood zones are:
- Stay Dry
- Stay Safe
- Seek Higher Ground
If you are trapped in a vehicle on a flooded street with moving water, then stay inside your car until help arrives. If your vehicle begins to flood, then move to the roof of your car, but do not enter moving water. Flood water is dangerous, and your safety is paramount.
Is It Possible To Get Rid of Cigarette Smoke Odor?
If you want to get rid of smoke odors call odor mitigation specialist in Luther,OK
Cigarette smoke leaves a sticky residue on hard surfaces. Odor molecules also remain in the air and sink into porous surfaces such as carpet or upholstery. Specialized home deodorization methods for air, non-porous surfaces, and porous materials can eliminate smoke odor.
Removing Smoke Residue From Hard Surfaces
Hard surfaces such as ceilings, walls, and window blinds are suited for dry or wet cleaning methods. Depending on the depth of the residue, an odor mitigation service may rely on
- Chemical sponges for dry cleaning
- Degreasing cleaner for wet cleaning
Chemical sponges are made of absorbent rubber and do not contain chemicals. These sponges can be used to wipe off soot and stains. Scraping the sponge surface with a razor blade reveals a fresh layer for continuing to clean without smearing tar residue. Degreasing cleaner such as Trisodium Phosphate or phosphate-free TSP-PF dissolve smoke residue and eliminate odors.
Deodorizing the Air and Porous Surfaces
Smoke odors may linger in the air or porous surfaces such as carpet, drapery, furniture, or air ducts. The only ways to completely eliminate smoke odors involve the use of professional home deodorization equipment. There are several different machines to choose from:
- HVAC air scrubbers filter smoke particles from the air
- Hydroxyl generators use UV light to produce radicals that destroy smoke molecules
- Ozone machines release ozone molecules that oxidize smoke particles
- Thermal foggers fill the home with fog for 30 minutes prior to ventilation and drying
- Vapor modification disperses an aromatic compound in a mineral oil base to neutralize odors
Some of these methods, such as ozone or thermal fogging, require evacuation. Others may work more slowly, but can be done while residents remain in the house undergoing deodorization.
If you want to get rid of cigarette smoke odors, contact home deodorization experts in Luther, OK. Odor mitigation specialists can recommend the best methods for your residence.